Everybody wants to win the lottery but few people understand the huge burden that comes with winning, especially since lottery winnings are often paid in yearly installments rather than in full. Ugel was a salesman for a company that offered to buy peoples lottery winnings with a lump sum, often much less than face value but at a good investment for his company. Though he was a huge success at his job, he asked himself, if you're good at something that is bad for some people, does that make you a bad person? He describes what instant wealth and easy money have done to many people who ultimately paid a price they never dreamed would be charged. 238 Pgs. 2007